FINANCIAL SUPPORT FROM MAKOSH

Choose your bank and take advantage of the partner program

Makosh provides financial support to agricultural producers in Ukraine. Financial support is available for all types of fertilizers.

Makosh is an importer and distributor of mineral fertilizers and fertilizers for foliar feeding.

Makosh is a bridge between the manufacturer and the farmer. For over 12 years the company has been working closely with the best manufacturers in the world to get the best fertilizers, the best conditions and the best prices for its customers.

Benefits of partners programs

Priority for consideration of applications

Minimum package of documents

No collateral and no commission for issuing funds

Interest rate from 0.01% per annum

Partner banks and their terms and conditions

Oschadbank is the leading Ukrainian universal commercial bank, 100% of whose shares belong to the state. Since the beginning of hostilities, Oschadbank, as a systemically important bank, has primarily concentrated its efforts on ensuring smooth operation at all levels. Oschadbank has the largest network, which includes about 1,200 branches and provides services to more than 6.6 million customers. The priority of Oschadbank during a full-scale war is credit support for the Ukrainian economy. In particular, the bank offers various assistance programs for Ukrainian businesses (state, regional and international), and also simplifies financing mechanisms for farmers.

What are the advantages of working with Oschadbank?

  • The rate is 0,01%
  • Loan term – up to 12 months
  • A simplified list of documents
  • Issuance commission is absent
  • Deposit – no deposit up to UAH 6 million or up to UAH 20 million at the expense of the state guarantee
  • Without notarization of the pledge
  • Repayment: individual schedule

What are the advantages of working with Credit Dnipro Bank?

  • Available loans 5-7-9%
  • A decision on financing is made within 5-7 days
  • Minimum package of documents
  • Possible consideration of financing against the pledge of equipment older than 10 years
  • Notarial costs for registration of equipment pledge – absent
  • Interest rate 9% per annum
  • One-time fee: 0.75% per issue; 0.75% for limit management
  • The maximum amount is up to UAH 60 million
  • Maximum term up to 18 months

What are the advantages of working with Raiffeisen Bank?

  • The possibility of receiving an accelerated decision in 2 days for small clients business
  • Flexible approaches to collateral value and its assessment
  • The rate is 0,01%
  • Commission 0%
  • Lending term up to 12 months
  • Loan size from UAH 250,000
  • Secured and unsecured financing

Bank Lviv is a bank with 100% European capital and more than 30 years of history. Our priority is comprehensive support of small and medium-sized businesses in Ukraine with the help of unique lending programs developed together with our foreign partners.

What are the advantages of working with Bank Lviv?

  • Speed ​​of approval of credit decision
  • Simplified list of documents
  • Interest rate from 0.01%
  • Issuance commission is absent
  • Without collateral up to UAH 5 million
  • Repayment: individual schedule
  • Real assessment of the business
  • The maximum term is up to 12 months.
  • The minimum amount is 300,000 UAH
  • Business registration from 3 months and business management for at least 9 months

PUMB is a large and reliable private bank that has been on the Ukrainian market for 33 years and strives to be a financial advisor and assistant for both private individuals and corporate clients, foresees their expectations and needs, and also offers effective solutions. It serves 1.7 million private and more than 120,000 corporate clients.

What are the advantages of working with Bank PUMB?

  • The speed of credit decision approval is 5-7 days
  • Interest rate from 0.01%
  • Issuing commission – 1%
  • Without collateral up to UAH 25 million
  • Repayment: individual schedule
  • The maximum term is up to 12 months
  • The minimum amount is from UAH 100,000
  • The maximum amount is UAH 100 million.
  • Special offers for lending under the state program “Affordable loans 5-7-9%”

JSC OTP BANK is one of the largest Ukrainian banks with 100% foreign capital, a recognized leader in the country’s financial sector, a member of the European financial group serving clients in 11 countries.

The bank has been successfully operating in the domestic market for 26 years and has a strong reputation as a socially responsible, reliable and stable financial institution offering European quality financial services to corporate and private clients.

OTP BANK specializes in financing Ukrainian agribusiness, both SMEs and large businesses. A special project created to finance the Bank’s agro-clients, Agrofabrika, has unique approaches to automation and credit assessment of clients. OTP BANK offers a flexible and unique approach to collateral conditions. The Bank is involved in the implementation of government programs to support the agricultural sector. OTP BANK also cooperates with international financial institutions, in particular with IFC, EBRD and the USAID project (Investments for Business Sustainability), together with which it implements loan programs with special conditions for Ukrainian business.

What are the benefits of working with OTP Bank?

  • Minimum package of documents
  • Interest rate from 4% per annum
  • No one-time customer commission
  • Minimum farm area from 400 hectares
  • Collateral financing

PrivatBank is the largest state-owned bank in Ukraine. PrivatBank’s work is aimed at developing Ukraine’s economy and supporting Ukrainians and Ukrainian businesses during the war. Today, the bank serves more than 18 million active clients, and almost 70% of Ukrainian entrepreneurs use its services. The bank is a leader in the retail segment and actively introduces services for corporate clients, small and medium-sized businesses, has a strong digital ecosystem and an extensive network throughout the country. More information at

What are the benefits of working with PrivatBank?

  • Interest rate from 0.01% and up
  • Loan disbursement fee 0%
  • Loan term up to 12 months
  • Adapted repayment schedule for agricultural clients
  • Possibility of obtaining a loan without collateral
  • The maximum loan amount is UAH 10 million

JSC Credit Agricole Bank is the oldest foreign bank in Ukraine providing a full range of banking services, a strategic partner for agribusiness and corporate clients, and one of the leaders in car lending. The bank is a part of Credit Agricole international group (France), which is among the TOP-10 largest banks in the world by assets according to The Banker 2023 and is a leader in bancassurance and asset management in Europe. In February 2025, JSC Credit Agricole Bank was recognized as a leader in the nomination “Bank with the best conditions for agrarians” according to Delo.ua and TOP-100: Ratings of the largest banks.

What are the benefits of working with Credit Agricole Bank?

  • Interest rate from 0.01%
  • No disbursement fee
  • Loan term up to 12 months
  • Without collateral up to UAH 10 million
  • Adapted repayment schedule for agro-clients

ProCredit Bank is a commercial bank with 100% foreign capital and is part of the international ProCredit Group. It has been operating in Ukraine since 2001 and specializes in financing micro, small, and medium-sized businesses. The bank focuses on sustainable development and growth, with an emphasis on environmental and social responsibility. ProCredit Bank has extensive experience working with agricultural producers and a professional team that understands the specifics of agribusiness, offering client-friendly financing conditions for sowing campaigns and a repayment schedule adapted to seasonality.

Financing Conditions

  • Interest rate: from 0.01% per annum in UAH
  • Financing term: up to 12 months
  • Issuance fee: 1%
  • Early repayment fee: none
  • Repayment structure: interest – monthly; loan principal – seasonal schedule

What are the advantages of working with ProCredit Bank?

  • Possibility to defer principal repayment for up to 11 months
  • No collateral required for loans up to EUR 250,000
  • Financing available under international and state guarantee schemes
  • Credit limit for 12 months for fixed and working capital

FINANCIAL SUPPORT

Do you want to know more information about FINANCIAL SUPPORT from partner banks? Call!

Apply for Financing

Fill out the form — we’ll call you back!